Business Banking
Business Banking

Banking That Builds Business

From sole traders to fast-growing SMEs — NEXUS Business Banking gives you the accounts, credit, and tools to scale with confidence.

Open Business AccountExplore Products
500K+
Business Customers
₦50M
Max SME Loan
48hrs
Loan Approval Time
22
Countries Covered
Business Products

Everything Your Business Needs

A complete suite of business banking products — from accounts and credit to trade finance and digital tools.

Zero COT

Business Current Account

A powerful business account with zero COT for the first 6 months, unlimited transactions, and a dedicated relationship manager from day one.

  • Zero COT for first 6 months
  • Free business debit card
  • Unlimited transfers
  • Cheque book included
  • Dedicated relationship manager
Learn More →
Fast Approval

SME Loans

From working capital to equipment financing — NEXUS SME loans are designed for speed, flexibility, and growth.

  • ₦500K to ₦50M available
  • Approval in 48–72 hours
  • 6 to 60 month repayment
  • Competitive interest rates
  • No hidden charges
Learn More →
Import & Export

Trade Finance

Letters of credit, import finance, export bills, and bonds — NEXUS Trade Finance powers your cross-border commerce.

  • Letters of Credit (LC)
  • Import & export bills
  • Performance bonds
  • Advance payment guarantees
  • 22-country network
Learn More →
Bulk Payments

Payroll Services

Process salaries for your entire workforce in seconds. NEXUS Payroll supports any bank, any time, with full audit trails.

  • Bulk salary disbursement
  • Any bank in Nigeria
  • Scheduled & instant payroll
  • Full audit trail & reports
  • Staff loan integration
Learn More →
Agency Banking

POS & Agency Banking

Expand your business or become a NEXUS Agent. Accept payments, process withdrawals, and earn commissions.

  • Smart POS terminals
  • Agency banking licence support
  • Real-time settlement
  • Commission on transactions
  • Free merchant app
Learn More →
Collections

Merchant Services

Accept payments online and offline. Our payment gateway integrates with your website, app, or physical store seamlessly.

  • Payment gateway API
  • Virtual account collections
  • QR code payments
  • Real-time dashboard
  • Next-day settlement
Learn More →
FX Solutions

Foreign Exchange

Buy and sell foreign currency at competitive rates. NEXUS FX desk handles spot, forward, and swap transactions for businesses.

  • Competitive FX rates
  • Spot & forward contracts
  • Multi-currency accounts
  • FX advisory desk
  • Same-day execution
Learn More →
Always On

Business Internet Banking

Manage your business finances 24/7 from anywhere. Approve payments, view statements, and manage beneficiaries with full control.

  • Multi-user access & roles
  • Dual approval workflows
  • Bulk payment upload
  • Real-time account alerts
  • API banking available
Learn More →
Why NEXUS

The Business Bank Africa Trusts

Dedicated RM

Every business customer gets a named relationship manager who understands your sector and growth goals.

Fast Credit Decisions

SME loan applications reviewed and decided within 48 hours. No endless committee delays.

Pan-African Network

Trade across 22 African markets with a single banking relationship. FX, trade finance, and remittances covered.

Secure Digital Banking

Multi-user access, dual approval workflows, and real-time alerts — full control with bank-grade security.

Growth Financing

Beyond working capital — NEXUS offers asset finance, invoice discounting, and LPO financing for growing businesses.

Business Community

Access NEXUS Business Forums, trade missions, and SME mentorship programmes across Africa.

FAQs

Frequently Asked Questions

Ready to Grow Your Business?

Open a NEXUS Business Account today and get a dedicated relationship manager, zero COT for 6 months, and access to our full suite of business products.

Open Business AccountSpeak to a Banker