Our Complete Personal Banking Suite
Every product designed with a single purpose: to make your financial life simpler, safer, and more rewarding.
NEXUS Savings Account
Earn up to 15% interest per annum with our tiered savings account. Zero maintenance fees, instant access, and NDIC coverage.
- Up to 15% p.a. — tiered rates
- Zero monthly maintenance fee
- Instant withdrawal anytime
- NDIC insured up to ₦5M
- Open in 5 mins via app or web
NEXUS Current Account
A full-featured current account built for everyday banking with zero COT for 12 months, unlimited transactions, and a free debit card on Day 1.
- Zero COT for first 12 months
- Free Visa debit card
- Unlimited transfers & withdrawals
- Cheque book on request
- Overdraft facility available
Fixed Deposit
Lock in guaranteed returns at up to 22% per annum. Choose a tenor from 30 to 365 days. Your principal is 100% safe and NDIC insured.
- Up to 22% p.a. on 12-month tenors
- 30-day to 365-day tenors
- Auto-renew option
- Minimum ₦50,000
- Online and branch booking
Personal Loans
From salary advances to consumer loans — NEXUS provides fast, transparent personal financing with no hidden charges.
- Up to ₦15,000,000 available
- Salary-based: instant approval
- 3 to 60 month repayment
- Competitive interest rates
- No collateral up to ₦5M
Debit & Credit Cards
NEXUS Visa and Mastercard products built for local spending and global travel. Earn cashback and unlock exclusive lifestyle privileges.
- Naira, Dollar & dual-currency
- Up to 3% cashback
- Instant virtual card
- Airport lounge — Platinum
- Zero FX markup for Diaspora cards
Digital Banking
Manage every aspect of your finances from your phone or browser. Our award-winning app handles everything — payments, investments, and more.
- Mobile app: iOS & Android
- Internet banking portal
- USSD (*966#) — works offline
- Biometric login
- 12M+ monthly active users
Diaspora Banking
Stay financially connected to Nigeria no matter where you live. Open an account remotely, invest in Nigeria, and send money home at zero spread.
- DOM account (USD, GBP, EUR)
- Zero FX spread on remittances
- Dollar-linked investment products
- Remote account opening
- Dedicated diaspora relationship team
Mortgage & Home Finance
NEXUS Home Finance gives you up to 25 years to own your dream home — with competitive rates, flexible structures, and expert guidance.
- Up to ₦200M loan amount
- Up to 25-year repayment
- First-time buyer discounts
- Rent-to-own options
- NHF and Federal Mortgage support
Bank at the Speed of Life
Our award-winning mobile app and internet banking platform put your entire financial life in your hands — transfers, bills, investments, and more.
Instant Transfers
Any bank, under 3 seconds
Bank-Grade Security
Biometrics + 256-bit encryption
Virtual Cards
Instant online shopping card
USSD Banking
*966# — no internet needed
Transparent Rates
No hidden charges. No fine print surprises. Our rates are published and fixed.
| Product | Rate / Charge | Tenor | Minimum | Notes |
|---|---|---|---|---|
| NEXUS Savings | Up to 15% p.a. | Open-ended | ₦0 | Tiered rates |
| Fixed Deposit (30d) | 12% p.a. | 30 days | ₦50,000 | Auto-renew available |
| Fixed Deposit (180d) | 18% p.a. | 180 days | ₦100,000 | Interest at maturity |
| Fixed Deposit (365d) | 22% p.a. | 365 days | ₦100,000 | Best rate |
| Personal Loan | From 2.5% /mo | 3–60 months | ₦50,000 | Credit-based rate |
| Credit Card | From 3.5% /mo | Revolving | Invite only | Zero fee — Year 1 |
*Rates as of April 2025. Call 0800-NEXUS-CARE for personalised quotes.